3468 Bechelli Unit F
Price Per Sq. Foot
Roll Up Garage
Plumbed For Laundry
Unit F-G are connected so you would have two possible entrances - Great location for an accountant or billing office - lots of parking - great sign visibility. Ready now. Upstairs Unit. Water, Electric and Trash are paid.
When you sign a lease with a landlord, you are signing a legal contract which carries responsibilities and benefits for both the landlord and the tenant. Most leases are for terms of one year or more. As a result, you want to make sure you understand the lease well and ask any questions you may have before signing it. Failure to review the lease carefully or to understand it, could result in financial or other liability down the road. At a minimum, the lease should state: (1) The beginning and ending dates of the lease; (2) The name(s), address(es) and phone number(s) of the property owner or manager; (3) The amount of the security deposit (if the lease requires any); (4) The amount of last month’s rent required up front; (5) The amount of rent to be paid and when it is due; (6) Who pays utilities and other services; and (7) The legal procedure for the retention and return of the security deposit. Remember to get all promises in writing. If it’s not in writing, it never happened.
If a lease has an illegal lease term (a provision in the lease that is against the law) it is unenforceable and you are not obligated to follow it. A landlord may also be violating the consumer protection laws for including illegal lease terms in the lease. While it is impossible to list all the possible illegal lease terms, some common ones include: (1) Utilities such as gas, oil, electricity and water: You can’t be required to pay for utilities unless there is a separate meter measuring only the use of your unit AND it’s written in the lease that the tenant is responsible for the utilities (there are special laws and regulations which apply to water/sewage charges); (2) Late payment fee – A landlord can only apply a late payment fee for late rent after 30 days; and (3) Garbage removal: A tenant can only be obligated to pay for garbage removal only if there are fewer than 3 units in the building/home.
If your landlord accepts a security deposit from you, then s/he is required to provide you with a Statement of Conditions. This is a very important form which describes the condition of the apartment when you first move in. When you receive this Statement of Conditions, you should walk through the entire leased premises and document any damage or other conditions issues on the form. You should also take pictures of the premises in the condition you found it and save these pictures (you may need them as proof later if a dispute arises). If you do not receive a Statement of Conditions, then you should still document the damages and conditions and give it to the landlord. You may be able to find a helpful form at the Mass Legal Help website (a link is provided below). By taking these steps, your landlord cannot then hold you responsible for damage that already existed before you moved in (and try to keep your security deposit).
A security deposit belongs to the tenant until such time that a landlord can lawfully deduct from it. That is why the law imposes strict requirements on how landlords must handle a tenant’s security deposit. For example, they must place the security deposit in an interest-bearing account, located in the Commonwealth of Massachusetts and out of the reach of creditors. When you give a landlord a security deposit, you should receive two receipts: the first when you pay your deposit and the second within thirty days of paying the deposit. The second receipt is the most important as it should provide specific information, including the name of the bank and the account number where your deposit is being held. The security deposit law imposes many other requirements and penalties for noncompliance. If a landlord does not properly comply with this law, a tenant may be entitled to recover up to three times the security deposit in damages, in certain cases.
If there is more than one person on the lease listed as tenants, more likely than not your lease has language regarding “joint and several liability” of the tenants. It’s important that you understand what this means, particularly if you will be sharing the premises with housemates that you do not know very well. This provision means that you and your housemates will be held responsible for the rent and any damage to the unit individually as well as collectively. For example, if your housemate causes damage that you were not involved in causing, you can be held responsible. Also, if your housemate leaves before the lease expires and does not pay rent, a landlord can collect the unpaid rent from your security deposit. (So choose your housemates wisely!)
A landlord is limited to what s/he can charge you at the beginning of a tenancy. Under the law, a landlord can only charge for: (1) First month’s rent; (2) Last month’s rent (which is no greater than the first month’s rent); (3) A security deposit (which is no greater than the first month’s rent); and (4) Cost of a purchasing and installing a new lock and key THAT’S IT! Some landlords will try to charge application fees or “finder’s fees.” While some realtors and property managers may be able to collect these fees (because they are not the landlords), these fees are not allowed if charged by a landlord. If you have questions regarding these fees, you should speak to an attorney who may help you determine whether such fees were legally assessed.
Good communication between landlords and tenants is an important part of a successful tenancy. When things go wrong, and maybe even end up in court, proving things can be a challenge, particularly if the communication was over the phone or in person. Therefore, when you give your landlord notice of a bad condition in your apartment, you should try to communicate this notice in writing. Under the law, in certain situations, you are not considered to have notified your landlord of a condition unless it is done in writing. This is especially important if your landlord is not responding to phone contact. Also, save copies of all your communication to the landlord and his/her response.
As a tenant, you have many rights in landlord/tenant disputes. If you would like further information about any of the topics discussed on this guide, or other problems with your landlord, check out MassLegalHelp.org or speak to attorney. Further, if you’re worried a landlord may try to keep your security deposit unlawfully, or has not returned your deposit within 30 days of the end of the tenancy, you should contact an attorney as soon as possible. Some attorneys will handle security deposit issues on a contingency-fee or mixed-fee basis, so it’s worth getting more information.
Written by: Bernadette Stark
Here is what I focus on every day:
1.Morning routines. I have found that having a regular morning routine works best for me. This involves at the very least: some quiet time, making the bed, taking a shower (hanging up my towel when I am done, of course!), putting on very simple makeup and getting dressed right down to my shoes. I always toss in a load of laundry as I am getting dressed. I find if I start out the day with those few things, I am ready for anything.
2.Clean sinks. I learned the Fly lady system back when my son was born. I was taking care of him and my two grade school girls and during the day I was watching my nephew who was born five weeks before my son. All that and working part-time! With four kids taking over my tiny house, I ran into frustration over having too much to handle. Fly lady to the rescue! She broke it down for me and I listened: clean and shiny sinks, always.
I follow this principle both in our bathrooms and the kitchen. Something about striving for that shiny sink keeps me from letting dirty dishes pile up in the kitchen and icky stuff like hair and spit greeting me every time I pass through the bathroom.
3.Cleaning frenzies. Since the beginning of our marriage, my husband and I have utilized what we call “cleaning frenzies” to give our home a quick clean up. A cleaning frenzy might last ten minutes or even up to an hour. But everyone participates, including the kids. We run around picking things up, putting things back, and generally tidying things up.
Sometimes we focus on one room; sometimes it is an entire house frenzy. Sometimes it is a task frenzy, like dusting or cleaning all toilets! It works like a charm to make a big impact in a short period of time. Even one “10-minute cleaning frenzy” a day keeps the frustration away.
4.Nightly kitchen clean up. Every night, almost without fail, we clean the kitchen. We put away dishes, load the final dishwasher load of the day, wipe off counters, and polish up the sink. There is nothing like waking up to a clean kitchen to make your day feel less overwhelming.
If I have my basic routines down, my home stays “clean enough” most of the time.Keeping up on things means I rarely feel overwhelmed by all that needs to be done! When my home is maintained on a daily basis, it is really easy to add in a few extra tasks now and then to really shine things up or get things organized.
But if I let my daily routines go, my house soon spirals out of control. My house isn’t perfect by any means, but I am OK with that. It is CLEAN ENOUGH! I’m sticking to my tried and true basics. No more complicated chore charts for me!
When people try to cut corners on their moves, they often do so with the moving boxes: they collect them from behind grocery stores, ask liquor stores for unused boxes, or take them from the company supply room.
While they might seem like good boxes, they might not be appropriate for your move.
Many consumers incorrectly assume that any type of box and supplies will work for their move. In fact, moving boxes are specifically manufactured for household moving and the packing supplies used by professional moving companies provide the best protection for your items.
Also, professional movers use standard-sized boxes designed specifically for loading and transporting items onto a moving truck with effective use of truck space. Experienced movers can determine the type and number of boxes that will be needed to complete your move. They can also figure out how to best pack these boxes in the truck. If you use nonstandard box sizes, the movers will have to do their best to try to make things fit properly, but it won’t be as efficient if you use boxes that have industry standard sizes .
Moving boxes are manufactured using single- or double-wall corrugated cardboard. The thicker the wall of the box, the higher the Edge Crush Test (ECT) rating the moving box will have. The higher the ECT rating (shown on the flap of the box), the stronger the construction and the more items the box will be able to safely hold. The higher the ECT rating, the more expensive the box will be due to the greater density of materials used to produce the box.
Professional movers normally use moving boxes that have a minimum rating of 32 ECT (or capable of passing a 200 pound test). These ratings are industry standards and give you the assurance that boxes holding your household items are strong enough to survive the move. Boxes that have an ECT of less than 32 are not designed for moving and should be avoided.
One other quick packing tip — if you pack your own boxes, you might not be covered by your insurance in case the contents of the box are damaged. Be sure to ask your moving company.
“A light rug can open up your room and make it feel larger,” says Langdon. A carpet remnant that you have bound can work great. If your apartment came with stained or dark wall-to-wall carpeting, cover that up with a rug in a lighter hue.
Because most apartments are box-like, it’s fun to add some curves. Libby Langdon, a small-space consultant on HGTV’s Small Space, Big Style, sees this trick a lot on the show. She suggests round tables, chairs with a curve and rugs that are either in shapes or adorned with shapes like spirals and dots.
If your goal is to build wealth, you will be much better off investing your money in the stock market than buying a home. While both stocks and housing are cyclical markets, long-term historic trends show that housing appreciates at a rate barely above inflation, while stocks tend to return an inflation-adjusted 7-10%.
In our hypothetical scenario, a renter who invested in the stock market with the $85,000 down payment plus the monthly difference between the $1,515 rent and the $2,690 home-buying costs would be over $500,000 better off after 30 years than the homebuyer, assuming 4% average appreciation.
An important thing to consider is that home prices in the United States are just now beginning to correct from an enormous unprecedented run-up in recent years. Despite what those in the business of selling real estate may insist, the correction in housing is still in the early stages. Four percent is most likely overly optimistic for most areas in the next 5-10 years. The only thing we know for sure is that double-digit gains are gone and won’t be coming back any time soon.
Also keep in mind — I mentioned it above but it bears repeating — in order to cash in on any “wealth” you build through your home you will need to sell that home and move. No, “extracting equity” does not count, since that simply results in a larger debt. Debt is not equal to Wealth.
Common knowledge says that despite today’s large premium, buying a home is a “good investment”. Hey, at least you’re not “throwing away” your money, right? True, the renter in our scenario spends $1,515 every month that they will never see again. I wouldn’t exactly say it has been “thrown away” any more than money spent on any other good or service is “thrown away,” but granted, there is zero financial return on that money.
However, when you take a look at the breakdown of the homebuyer’s monthly expenses, a large amount is money that will never return, either. Insurance, property tax (less tax savings), and maintenance, add up to $517 every month that is being “thrown away.” Even worse is the amount spent on mortgage interest. Consider how much of a mortgage payment is applied toward loan interest throughout the life of a 30-year fixed loan:
Years % toward interest
0 - 5~80%
6 - 10~70%
11 - 15~60%
16 - 20~50%
21 - 25~35%
26 - 30~10%
In the first five years, approximately 80% of the mortgage payment goes toward interest. That’s an additional $1,674, for a total of $2,191 being “thrown away” every single month by the homebuyer for the first five years. Ouch! In fact, not until the homebuyer has been paying down the mortgage for over 20 years will the amount they are “throwing away” be less than the renter.